What will Efinity look for when I apply for a mortgage?
What does it mean to get pre-approved?
What if I've had credit problems?
What is the minimum down payment I can make on a home?
Will I have to pay Private Mortgage Insurance?
What closing costs will I have to pay?
Should I pay discount points?
Should I choose a fixed or adjustable rate loan?
Should I lock my rate?
What will my mortgage payments include?
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